Disclaimers & Indemnity

By using the Site and/or posting Materials, you agree to indemnify the Company, its officers, directors, employees, successors, agents, distributors, and affiliates for any and all claims, damages, losses, and causes of action (including attorneys’ fees) arising out of or relating to your breach or alleged breach of this agreement (including without limitation, claims made by third parties for infringement of intellectual property rights), or for any content that is provided by you (or through your user I.D. and/or password). You agree to cooperate as fully as reasonably required in the defense of any claim. The Company reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. The information contained in this Site is for general guidance on topics selected by the Company. Such information is provided on a blind-basis, without any knowledge as to your industry, identity or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in this Site. The information on this Site is provided with the understanding that the Company and various authors and publishers’ providing such information are not engaged in, and that providing such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services. As such, information on this Site should not be relied upon or used as a substitute for direct consultation with professional advisors.

This Site contains facts, views opinions, statements and recommendations of third-party individuals and organisations. None of them or the Company (and its affiliated entities) represents or endorses the accuracy, currency or reliability of any advice, opinion, statement or other information displayed, uploaded or distributed through the Site. You acknowledge that any reliance on any such opinion, advice, statement or information will be at your sole risk. The materials on this Site are transmitted and distributed ‘as is’ and appear on the Site without express or implied warranties of any kind, including, but not limited to, warranties of title, implied warranties of merchantability or fitness for a particular purpose. There is no warranty to the quality, accuracy, completeness or validity of any materials on the website, and no warranty that the functions contained on the website will be uninterrupted or error-free or that defects will be corrected.

Where applicable law does not allow the exclusion of implied warranties, the foregoing exclusions may not apply to you. This Disclaimer applies to all content, merchandise and services available through this Site.

LIMITATION OF LIABILITY

Neither the Company nor its officers, directors, employees, agents, successors, subsidiaries, distributors, affiliates or third parties providing information on this Site are responsible or liable for any special, incidental, consequential, punitive or other indirect damages that result from the use of, or the inability to use this Site or the information contained on this Site, even if the Company (or any third party posting information on this site) has been advised of the possibility of such damages. In no event shall the Company’s total liability (or the total liability of any third party providing information on this site) to you for all damages, losses and causes of action resulting from your use of this Site, whether in contract, tort (including but not limited to negligence) or otherwise exceed one dollar (BDS$1.00).

TERMINATION

The Company may at its sole discretion and for any reason terminate or suspend your access to all or part of the Site including, but not limited to, any message boards on the Site. In the event this Agreement is terminated, the restrictions regarding Materials appearing on the Site, the representations and warranties, indemnities, and limitations of liabilities set forth in this Agreement will survive termination. In the event that you are unsatisfied with the services provided by the Company, your sole remedy is to terminate this Agreement.

Any appreciation in the value of your property will not incur tax as there is no Capital Gains Tax in Barbados.

The Barbadian Dollar is pegged to the US Dollar at 2:1.

JURISDICTION

The Company operates the Site from its offices within Barbados. The Company makes no representations that content and materials on the Site are legal or appropriate for use outside Barbados. If you choose to access the Site from other locations, you do so at your own risk and are responsible for compliance with any and all local laws. You may not use the Site in violation of Barbados export laws and regulations. This Agreement will be governed by and construed in accordance with the laws of Barbados. Any claim or cause of action you have with respect to use of the Site must be commenced within one (1) year after the claim arises. If any provision of this Agreement is deemed void, unlawful, or otherwise unenforceable for any reason, that provision will be severed from this Agreement and the remaining provisions of this Agreement will remain in force. This Agreement constitutes the entire agreement between you and the Company concerning your use of the Site, and the Agreement will not be modified, except in writing, signed by both parties.